Ink and Fangs Education

All you need to know about education

Furthering Your Education: Student Loan Advice

Written By: administrator - Aug• 13•15
Furthering Your Education: Student Loan Advice

Furthering Your Education: Student Loan Advice

If you have ever borrowed money, you know how easy it is to get over your head. Now imagine how much trouble student loans can be! Too many people find themselves owing an enormous amount of money when they graduate from college. For some great advice about student loans, keep reading.

It is important for you to keep track of all of the pertinent loan information. The name of the lender, the full amount of the loan and the repayment schedule should become second nature to you. This will help keep you organized and prompt with all of the payments you make.

Think carefully when choosing your repayment terms. Most public loans might automatically assume a decade of repayments, but you might have an option of going longer. Refinancing over longer periods of time can mean lower monthly payments but a larger total spent over time due to interest. Weigh your monthly cash flow against your long-term financial picture. (more…)

Good Solid Advice About Student Loans That Anyone Can Use

Written By: administrator - Aug• 10•15
Good Solid Advice About Student Loans That Anyone Can Use

Good Solid Advice About Student Loans That Anyone Can Use

Would you like to attend school, but because of the high price tag it is something you haven’t considered before? Relax, there are many student loans out there that can help you afford the school you would like to attend. No matter your age and financial situation, almost anyone can get approved for some type of student loan. Keep reading to find out how!

When it comes to student loans, make sure you only borrow what you need. Consider the amount you need by taking a look at your total expenses. Factor in items like the cost of living, the cost of college, your financial aid awards, your family’s contributions, etc. You’re not required to accept a loan’s entire amount.

If you have taken a student loan out and you are moving, be sure to let your lender know. It is important for your lender to be able to contact you at all times. They will not be too happy if they have to go on a wild goose chase to find you.

If you are moving or your number has changed, make sure that you give all of your information to the lender. Interest begins to accrue on your loan for every day that your payment is late. This is something that may happen if you are not receiving calls or statements each month. (more…)

Finding A Good Deal On A Student Loan

Written By: administrator - Aug• 06•15
Finding A Good Deal On A Student Loan

Finding A Good Deal On A Student Loan

Getting a quality education today can be very difficult because of the high costs that are involved. Thankfully, there are many programs out there that can help a person get into the school they would like to attend. If you need financial help and would like solid tips about student loands, then continue below to the following article.

Find out when you must begin repayments. This is typically a six to nine month period after your graduation before repayments start. When you stay on top of this, this will help you to maintain better financial control so that you don’t incur any extra fees or bad credit marks.

It is important for you to keep track of all of the pertinent loan information. The name of the lender, the full amount of the loan and the repayment schedule should become second nature to you. This will help keep you organized and prompt with all of the payments you make.

Try paying off student loans with a two-step process. Try to pay off the monthly payments for your loan. Then, those with the greatest interest should have any excess funds funneled towards them. This will minimize the amount of money you spend over time. (more…)

What You Ought To Know About Student Loans

Written By: administrator - Aug• 03•15
What You Ought To Know About Student Loans

What You Ought To Know About Student Loans

If you have ever borrowed money, you know how easy it is to get over your head. Now imagine how much trouble student loans can be! Too many people find themselves owing an enormous amount of money when they graduate from college. For some great advice about student loans, keep reading.

If you are having a hard time paying back your student loans, call your lender and let them know this. There are normally several circumstances that will allow you to qualify for an extension and/or a payment plan. You will have to furnish proof of this financial hardship, so be prepared.

Know your grace periods so you don’t miss your first student loan payments after graduating college. Stafford loans typically give you six months before starting payments, but Perkins loans might go nine. Private loans are going to have repayment grace periods of their own choosing, so read the fine print for each particular loan. (more…)

All The Help You Need To Maximize College Success Is Right Here

Written By: administrator - Jul• 30•15
All The Help You Need To Maximize College Success Is Right Here

All The Help You Need To Maximize College Success Is Right Here

After a lot of effort, you have finally made it to college. But what’s next? You may have a hard time adjusting at first. Here are a few things you can do to make your educational experience memorable and profitable so you’re able to focus better.

A great skill that you should learn going into college is cooking. This is very important as it can help you to construct the types of meals that you desire and will also assist in saving money on eating out over time. Also, this skill can make you more valuable to your roommates.

As you prepare for an exam, take a few moments to double-check that you have all the materials you need. Forgetting things such as a calculator during a big math test could place you at a big disadvantage. A lot of instructors do not have extra supplies, so you should not forget to bring what you need for the test.

Get as involved as possible with the students on campus and with certain organizations in the school. This is very important as you do not want to be tagged as a social outcast with nothing to do during the day. This will help you to make friends and feel like a part of the university. (more…)